Terms & Conditions
A Legal Disclaimer
Welcome to Collector Capital Management, the first AI-powered secured commercial P2P lending platform connecting accredited investors with small and mid-sized businesses through asset-backed loans. These Terms and Conditions (“Terms”) govern your access to and use of our website, lending platform, and SaaS services (collectively, the “Services”).
By accessing or using our Services, you agree to comply with these Terms. If you do not agree, please do not use the site or platform.
Terms & Conditions - The Basics
1. Overview
Collector Capital Management (“Collector Capital,” “we,” “our,” or “us”) operates a secured commercial lending and investment platform that enables accredited investors to fund asset-backed loans to qualified small and mid-sized businesses.
Our platform uses AI-powered underwriting and data-driven risk assessment to improve credit decisioning, portfolio analytics, and investor outcomes.
2. Eligibility
To use our Services, you must:
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Be at least 18 years old (or the legal age of majority in your jurisdiction).
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Be an accredited investor as defined under applicable financial regulations.
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Have the legal authority to enter into binding agreements.
We reserve the right to verify eligibility at any time.
3. Use of the Platform
By using the platform, you agree to:
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Use the Services only for lawful purposes.
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Provide accurate and complete information during registration.
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Maintain the confidentiality of your account credentials.
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Not engage in fraudulent, abusive, or unauthorized activities.
We may suspend or terminate your access if you violate these Terms or applicable laws.
4. Investment and Lending Disclaimer
Collector Capital is not a bank. We operate a secured P2P lending platform that facilitates transactions between investors and borrowers.
All investments carry inherent risks, including potential loss of capital. While our AI underwriting and collateral-backed lending aim to reduce risk, past performance does not guarantee future results.
Investors are encouraged to review each opportunity carefully before committing funds.
5. Intellectual Property
All content on this website — including text, graphics, code, logos, and design — is the property of Collector Capital Management.
You may not copy, distribute, reproduce, or modify any part of the site without our prior written consent.
6. Data Privacy and Security
We take your privacy seriously. Our systems use advanced encryption, AI-based fraud detection, and secure data storage to protect your information.
For details on how we collect and use your data, please review our Privacy Policy.
7. Limitation of Liability
To the fullest extent permitted by law, Collector Capital Management shall not be liable for:
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Any indirect, incidental, or consequential damages arising from your use of our Services.
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Losses resulting from investment decisions or market fluctuations.
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Temporary interruptions or technical issues affecting access to the platform.